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3020 Silver Creek Mountain Road

Morganton, NC 28655
  • $369,900
  • STATUS: Active
  • ON SITE: 85 Days
  • ID#: 4394477
UPDATED: 35 min ago
$369,900
  • 2
    BEDS
  • 0.95
    ACRES
  • 2
    BATHS
  • 1
    1/2 BATHS
  • 1,854
    SQFT
  • $200
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2012
County:
Area:

School Information

Elementary School:
Middle School:
High School:
Canopy MLS logo Offered by Keller Williams Professionals: 828-658-1900. Copyright 2026 Canopy MLS. All rights reserved.

Description

Mountain living meets opportunity in this thoughtfully maintained Silver Creek Community retreat. Whether you're seeking a full-time residence, a weekend escape, or an investment property, this home offers a rare combination of community amenities, comfortable living space, and versatility. The main level is designed for easy mountain living, featuring an open flow between the living, dining, and kitchen areas, two bedrooms, a full bath, and seamless access to the expansive covered front porch and rear deck. Take in long-range mountain views while enjoying morning coffee surrounded by nature, spectacular sunsets, and the peaceful setting that draws so many to the South Mountains. A standout feature of the home is the expansive heated and cooled lower level. Already finished with drywall walls, baseboards, a recreation room, additional rooms, a full bath, and durable finished concrete floors, this space offers endless possibilities. Enjoy it immediately as a game room, bunk room, fitness area, workshop, hobby space, or additional gathering area, or easily elevate it further with LVP flooring and your own finishing touches. The foundation for additional living space is already in place. Outdoor living is just as inviting, with a large covered front porch, rear deck, and lower covered patio creating multiple spaces to relax, entertain, and soak in the surrounding mountain scenery. For those who appreciate preparedness and self-sufficiency, the property also includes a backup water storage system designed to collect rainwater, with the ability to pump water into the home during power outages or emergency situations—an uncommon and valuable feature for mountain living. Located within the desirable Silver Creek Community, owners enjoy access to a community pool, lodge, and common areas, while the POA maintains community roads and recreational facilities. Community permits short-term rental use, offering opportunities for personal enjoyment, income potential, or a combination of both. An added bonus for those seeking even greater privacy or long-term potential: additional surrounding lots may be available for purchase separately, creating a unique opportunity to expand your footprint, preserve your privacy, protect your views, or establish a larger mountain retreat. Perched high in the South Mountains, this property feels worlds away from the demands of everyday life while remaining within reach of Morganton, Marion, Lake James, South Mountains State Park, and countless outdoor recreation opportunities. The scenic drive home is part of the experience, rewarding you with the privacy, tranquility, and long-range mountain views that make mountain living so special. Combining breathtaking scenery, community amenities, preparedness features, and exceptional potential, this is a unique mountain retreat ready to be enjoyed for years to come.

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MLS Grid logo Based on information submitted to the MLS GRID as of 2026-09-13T19:34:03.513 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.The data relating to real estate on this Web site derive in part from the Canopy MLS IDX program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Nexus Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Canopy MLS.

“Listings courtesy of Canopy MLS as distributed by MLS GRID

Some IDX listings have been excluded from this website.

Digital Millennium Copyright Act
www.nexusrealtync.com/homes/177955147
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3020 Silver Creek Mountain Road Morganton, NC 28655

  • Price: $369,900
  • Status: Active
  • On Site: 85 Days
  • Updated: 35 min ago
  • ID#: 4394477
2
Beds
2
Baths
1
½ Baths
0.95
Acres
1,854
SQFT
$200
$/SQFT
2012
Built
Neighborhood:
Silver Creek Springs
County:
Burke
Area:
Morganton
Elementary School:
W.A. Young
Middle School:
Table Rock
High School:
Freedom
Property Description
Mountain living meets opportunity in this thoughtfully maintained Silver Creek Community retreat. Whether you're seeking a full-time residence, a weekend escape, or an investment property, this home offers a rare combination of community amenities, comfortable living space, and versatility. The main level is designed for easy mountain living, featuring an open flow between the living, dining, and kitchen areas, two bedrooms, a full bath, and seamless access to the expansive covered front porch and rear deck. Take in long-range mountain views while enjoying morning coffee surrounded by nature, spectacular sunsets, and the peaceful setting that draws so many to the South Mountains. A standout feature of the home is the expansive heated and cooled lower level. Already finished with drywall walls, baseboards, a recreation room, additional rooms, a full bath, and durable finished concrete floors, this space offers endless possibilities. Enjoy it immediately as a game room, bunk room, fitness area, workshop, hobby space, or additional gathering area, or easily elevate it further with LVP flooring and your own finishing touches. The foundation for additional living space is already in place. Outdoor living is just as inviting, with a large covered front porch, rear deck, and lower covered patio creating multiple spaces to relax, entertain, and soak in the surrounding mountain scenery. For those who appreciate preparedness and self-sufficiency, the property also includes a backup water storage system designed to collect rainwater, with the ability to pump water into the home during power outages or emergency situations—an uncommon and valuable feature for mountain living. Located within the desirable Silver Creek Community, owners enjoy access to a community pool, lodge, and common areas, while the POA maintains community roads and recreational facilities. Community permits short-term rental use, offering opportunities for personal enjoyment, income potential, or a combination of both. An added bonus for those seeking even greater privacy or long-term potential: additional surrounding lots may be available for purchase separately, creating a unique opportunity to expand your footprint, preserve your privacy, protect your views, or establish a larger mountain retreat. Perched high in the South Mountains, this property feels worlds away from the demands of everyday life while remaining within reach of Morganton, Marion, Lake James, South Mountains State Park, and countless outdoor recreation opportunities. The scenic drive home is part of the experience, rewarding you with the privacy, tranquility, and long-range mountain views that make mountain living so special. Combining breathtaking scenery, community amenities, preparedness features, and exceptional potential, this is a unique mountain retreat ready to be enjoyed for years to come.
Exterior Features

Architectural Style Cabin Carport YN No Construction Materials Log Construction Type Site Built Foundation Details Basement Garage Square Footage 430 Garage YN Yes Levels One Lot Features ClearedRolling SlopeViews Main Level Garage YN No Parking Features DrivewayAttached Garage Patio And Porch Features CoveredDeckFront PorchRear Porch Road Responsibility Private Maintained Road Road Surface Type Gravel Roof Metal

Interior Features

Above Grade Finished Area 1210 Appliances DishwasherElectric OvenMicrowaveRefrigerator Basement Basement Garage DoorBasement ShopInterior EntryStorage SpaceWalk-Out AccessWalk-Up Access Basement YN Yes Below Grade Finished Area 644 Cooling Central Air Door Features Sliding Doors Fireplace YN No Flooring ConcreteLaminateWood Garage Spaces 1 Heating Central Laundry Features In BathroomMain Level Lower Square Feet 0 Main Square Feet 1210 Rooms Main (Primary Bedroom) Main (Kitchen) Main (Living Room) Main (Bedroom(s)) Main (Bathroom-Half) Lower (Bathroom-Full) Lower (Bonus Room) Lower (Bonus Room) Lower (Flex Space) Sq Ft Unheated Basement 430 Sq Ft Unheated Total 430 Sq Ft Upper 0 Third Square Feet 0

Property Features

Additional Parcels YN False Association Annual Expense 600.00 Association Fee 50 Association Fee Frequency Monthly Association Name Silver Creek Community POA Association YN Yes Assumable YN No Auction YN No CCRSubject To Yes City Taxes Paid To No City Taxes Paid Community Features ClubhouseOutdoor Pool Elevation 2500 Hoa Subject To Required HOASubject To Dues Mandatory Listing Terms CashConventionalVA Loan New Construction YN No Property Sub Type Single Family Residence Senior Community YN No Sewer Septic Installed Special Listing Conditions None Utilities Electricity ConnectedSatellite Internet Available View Long RangeMountain(s)Year Round Water Source Well



MLS Grid logo Based on information submitted to the MLS GRID as of 2026-09-13T19:34:03.513 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.The data relating to real estate on this Web site derive in part from the Canopy MLS IDX program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Nexus Realty nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Canopy MLS.

“Listings courtesy of Canopy MLS as distributed by MLS GRID

Some IDX listings have been excluded from this website.

Digital Millennium Copyright Act
 
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Canopy MLS logo Offered by Keller Williams Professionals: 828-658-1900. Copyright 2026 Canopy MLS. All rights reserved.